Loans | Savings | Certificates
| Loans |
Rate |
APR* |
Term |
|
| New Auto Loans as low as... |
5.490 |
5.490 |
72 |
Calculator |
| Used Auto Loans as low as... |
5.990 |
5.990 |
60 |
Calculator |
| Signature Loans as low as.... |
10.490 |
10.490 |
36 |
Calculator |
| Personal Lines of Credit starting at... |
10.990 |
10.990 |
60 |
Calculator |
| Holiday Special starting at... |
7.990 |
7.990 |
36 |
Calculator |
| New & Used RV Loans as low as... |
6.490 |
7.290 |
120 |
Calculator |
| New Motorcycle Loans as low as... |
6.490 |
6.990 |
60 |
Calculator |
| ATV's, Dirtbikes, Watercraft as low as... |
7.990 |
7.490 |
48 |
Calculator |
| Share Secured Loans (+3.0% above current Share Rate) |
3.250 |
3.250 |
120 |
Calculator |
| Savings |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| Super Saver Money Market Account ($2500-$9999.99) |
$ 2,500.00 |
1.000 |
1.000 |
n/a |
| Super Saver Money Market Account ($10,000-$24,999.99) |
$ 10,000.00 |
1.200 |
1.210 |
n/a |
| Super Saver Money Market Account ($25,000-49,999.99) |
$ 25,000.00 |
1.400 |
1.410 |
n/a |
| Super Saver Money Market Account ($50,000-OVER) |
$ 50,000.00 |
1.750 |
1.760 |
n/a |
| Regular Shares** |
$ 5.00 |
0.250 |
0.250 |
n/a |
| Holiday Shares |
$ 5.00 |
0.250 |
0.250 |
n/a |
| I.R.A. |
$ 5.00 |
1.500 |
1.510 |
n/a |
|
*APY = Annual Percentage Yield
Super Saver Accounts are variable rate accounts and the rate and APY are subject to change after account is opened. Must have and maintain the above minimum balance to obtain the disclosed annual percentage yields. Dividends paid and compounded monthly.
Effective November 1, 2008
$ 5.00 Minimum to open and maintain a Regular Share or Holiday Share. $100.00 minimum deposit to open an I.R.A. account. $25.00 minimum to open share draft account.
Must have and maintain a balance of $100.00 or more to obtain the disclosed annual percentage yield.
Effective November 1, 2008
**As of last dividend declaration date 9/30/2008, for the quarter ending 9/30/2008 Dividends calculated daily, compounded and paid quarterly. These accounts are variable rate accounts and the rate and APY are subject to change after account is opened.
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Annual Yields Reflect Monthly Compounded Interest
|
| Certificates |
Minimum Deposit |
Dividend Rate |
APY* |
Term |
| Term Share/I.R.A. Certificate ($1,000 - $2499.99) |
$ 1000.00 |
2.250 |
2.270 |
6 |
| Term Share/I.R.A. Certificate ($1,000 - $2499.99) |
$ 1000.00 |
2.400 |
2.430 |
12 |
| Term Share/I.R.A. Certificate ($1,000 - $2499.99) |
$ 1000.00 |
2.600 |
2.630 |
24 |
| Term Share/I.R.A. Certificate ($1,000 - $2499.99) |
$ 1000.00 |
2.750 |
2.790 |
36 |
| Term Share/I.R.A. Certificate ($2500-$9999.99) |
$ 2,500.00 |
2.300 |
2.320 |
6 |
| Term Share/I.R.A. Certificate ($2500-$9999.99) |
$ 2,500.00 |
2.500 |
2.530 |
12 |
| Term Share/I.R.A. Certificate ($2500-$9999.99) |
$ 2,500.00 |
2.700 |
2.740 |
24 |
| Term Share/I.R.A. Certificate ($2500-$9999.99) |
$ 2,500.00 |
2.900 |
2.940 |
36 |
| Term Share/I.R.A. Certificate ($10,000-$49,999.99) |
$ 10,000.00 |
2.400 |
2.420 |
6 |
| Term Share/I.R.A. Certificate ($10,000-$49,999.99) |
$ 10,000.00 |
2.600 |
2.630 |
12 |
| Term Share/I.R.A. Certificate ($10,000-$49,999.99) |
$ 10,000.00 |
2.800 |
2.840 |
24 |
| Term Share/I.R.A. Certificate ($10,000-$49,999.99) |
$ 10,000.00 |
2.950 |
2.990 |
36 |
| Term Share/I.R.A. Certificate ($50,000-OVER) |
$ 50,000.00 |
2.500 |
2.530 |
6 |
| Term Share/I.R.A. Certificate ($50,000-OVER) |
$ 50,000.00 |
2.700 |
2.730 |
12 |
| Term Share/I.R.A. Certificate ($50,000-OVER) |
$ 50,000.00 |
2.900 |
2.940 |
24 |
| Term Share/I.R.A. Certificate ($50,000-OVER) |
$ 50,000.00 |
3.050 |
3.100 |
36 |
| Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) |
$ 100,000.00 |
2.500 |
2.530 |
6 |
| Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) |
$ 100,000.00 |
2.800 |
2.840 |
12 |
| Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) |
$ 100,000.00 |
3.000 |
3.040 |
24 |
| Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) |
$ 100,000.00 |
3.250 |
3.300 |
36 |
| Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) |
$ 100,000.00 |
3.300 |
3.350 |
48 |
| Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) |
$ 100,000.00 |
3.300 |
3.350 |
60 |
*APY = Annual Percentage Yield
MINIMUM BALANCE REQUIRED TO OBTAIN DISCLOASED ANNUAL PERCENTAGE YIELD
A penalty may be imposed for early withdrawal. The annual percentage yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.
Effective November 1, 2008
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