BOTH BRANCHES WILL BE CLOSED ON JULY 3RD AND JULY 4TH FOR INDEPENDENCE DAY

SIZZLING SUMMER STIMULUS

(SAY THAT THREE TIMES FAST!!)

Desert Valleys is offering a special stimulus program this summer with every new or used auto loan of $10,000 or more. You get a $50 VISA Gift Card for yourself plus the chance to refer a friend and earn another $50 for both of you. With loan rates as low as 4.99%, now is the time to take advantage of summer specials and trade-in that used car. Aplly on-line today.

  E-STATEMENTS ARE NOW AVAILABLE

E-Statments are Fast, Secure, Convienient, and Green! Look for more details when you log in. If your not using on-line banking, contact the credit union and join the information super highway.

  BEAT-A-RATE AS LOW AS 4.00% 

Desert Valleys is ready to help our members save on their interest rate during these historic low periods. Our 'Beat-A-Rate" program will let you refinance an auto loan from another institution and get up to 2.00% off of your existing auto loan rate.  Now is the time to be rewarded for your good payment history and save on your monthly payments. Apply on-line by clicking on the banner above.

  NCUA STABILIZATION PLAN 

As the credit union prepares our quarter-end financial statement, we feel it is important to notify our members of the NCUA Corporate Stabilization Plan and the impact it will have on the credit union. While it will effect our overall income this year, it has not placed the credit union at risk and we remain a very safe and strong institution. Click here for a open letter to our members which summarizes these events.

 NEW PHONE NUMBERS....NOT REALLY! 

 Desert Valleys apologizes for any inconvenience in recently terminating the old cash line and Ridgecrest branch phone numbers. These numbers had been auto-forwarding since our move in June 2007. We felt that adequate time had passed and this was a wise cost-savings maneuver for our members. The new cashline number (760) 499-7072 is up and operating 24/7 and the direct branch line of (760) 446-3500 remains available during operating hours.

BE SAFE....BE INSURED

Desert Valleys is ready to help you diversify your money across several insured institutions. Contact us to see how a certificate of deposit can help to protect your funds and keep you insured. Also, a copy of the full NCUA guidelines on their $250,000 share insurance can be found here. Desert Valleys realizes that the panic surrounding the financial sector may have many members worried about their deposits. The credit union is not invested in any mortgage backed securities or any other stocks. All of the credit union investments are direct to our members or insured certificates of deposit.