Desert Valleys Federal Credit Union
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Printable Rate Sheet

Loans Rate APR* Term  
New Auto Loans as low as... 3.490 3.490 60 Calculator
Used Auto Loans as low as... 3.990 3.990 60 Calculator
Signature Loans as low as.... 9.990 10.990 36 Calculator
Personal Lines of Credit starting at... 11.990 11.990 60 Calculator
New & Used RV Loans as low as... 7.990 7.990 120 Calculator
New Motorcycle Loans as low as... 6.990 6.990 60 Calculator
ATV's, Dirtbikes, Watercraft as low as... 9.990 9.990 48 Calculator
Share Secured Loans (+3.0% above current Share Rate) 3.050 3.050 120 Calculator

 
*APR = Annual Percentage Rate
** Actual Rate may vary based on applicant's credit rating

Contact the credit union at (760) 446-3500 for more details on loan products.
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Savings Minimum Balance Dividend Rate APY* Term
Super Saver Money Market Account ($2500-$9999.99) $ 2,500.00 0.100 0.100 n/a
Super Saver Money Market Account ($10,000-$24,999.99) $ 10,000.00 0.150 0.150 n/a
Super Saver Money Market Account ($25,000-49,999.99) $ 25,000.00 0.200 0.200 n/a
Super Saver Money Market Account ($50,000-OVER) $ 50,000.00 0.250 0.250 n/a
Regular Shares** $ 5.00 0.050 0.050 n/a
I.R.A. $ 5.00 0.150 0.150 n/a

 

*APY = Annual Percentage Yield

Super Saver Accounts are variable rate accounts and the rate and APY are subject to change after account is opened. Must have and maintain the above minimum balance to obtain the disclosed annual percentage yields. Dividends paid and compounded monthly.
Effective February 1, 2012

$ 5.00 Minimum to open and maintain a Regular Share or Holiday Share. $100.00 minimum deposit to open an I.R.A. account. $25.00 minimum to open share draft account.

 Must have and maintain a balance of $1,000.00 or more to obtain the disclosed annual percentage yield.
Effective February 1, 2012

**As of last dividend declaration date 12/31/2011, for the quarter ending 12/31/2012 Dividends calculated daily, compounded and paid quarterly. These accounts are variable rate accounts and the rate and APY are subject to change after account is opened.
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Annual Yields Reflect Monthly Compounded Interest

 
Certificates Minimum Deposit Dividend Rate APY* Term
Term Share/I.R.A. Certificate ($1,000 - $2499.99) $ 1000.00 0.200 0.200 6
Term Share/I.R.A. Certificate ($1,000 - $2499.99) $ 1000.00 0.400 0.400 12
Term Share/I.R.A. Certificate ($1,000 - $2499.99) $ 1000.00 0.600 0.600 24
Term Share/I.R.A. Certificate ($1,000 - $2499.99) $ 1000.00 0.900 0.900 36
Term Share/I.R.A. Certificate ($2500-$9999.99) $ 2,500.00 0.250 0.250 6
Term Share/I.R.A. Certificate ($2500-$9999.99) $ 2,500.00 0.450  0.450 12
Term Share/I.R.A. Certificate ($2500-$9999.99) $ 2,500.00 0.650 0.650 24
Term Share/I.R.A. Certificate ($2500-$9999.99) $ 2,500.00 0.950 0.950 36
Term Share/I.R.A. Certificate ($10,000-$49,999.99) $ 10,000.00 0.300 0.300 6
Term Share/I.R.A. Certificate ($10,000-$49,999.99) $ 10,000.00 0.500 0.500 12
Term Share/I.R.A. Certificate ($10,000-$49,999.99) $ 10,000.00 0.700 0.700 24
Term Share/I.R.A. Certificate ($10,000-$49,999.99) $ 10,000.00 1.000 1.010 36
Term Share/I.R.A. Certificate ($50,000-OVER) $ 50,000.00 0.350 0.350 6
Term Share/I.R.A. Certificate ($50,000-OVER) $ 50,000.00 0.550 0.550 12
Term Share/I.R.A. Certificate ($50,000-OVER) $ 50,000.00 0.750 0.750 24
Term Share/I.R.A. Certificate ($50,000-OVER) $ 50,000.00 1.050 1.060 36
Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) $ 100,000.00 0.350 0.350 6
Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) $ 100,000.00 0.550 0.550 12
Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) $ 100,000.00 0.750 0.750 24
Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) $ 100,000.00 1.050 1.060 36
Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) $ 100,000.00 1.100 1.110 48
Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) $ 100,000.00 1.200 1.210 60

 
*APY = Annual Percentage Yield

MINIMUM BALANCE REQUIRED TO OBTAIN DISCLOASED ANNUAL PERCENTAGE YIELD
A penalty may be imposed for early withdrawal. The annual percentage yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.
Effective January 1, 2012
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