Desert Valleys Federal Credit Union
Online Banking
Search this Site:

Loans | Savings | Certificates

 

Printable Rate Sheet

Loans Rate APR* Term  
New Auto Loans as low as... 3.490 3.490 60 Calculator
Used Auto Loans as low as... 4.490 4.490 60 Calculator
Signature Loans as low as.... 9.990 9.990 36 Calculator
Personal Lines of Credit starting at... 11.990 11.990 60 Calculator
New & Used RV Loans as low as... 7.990 7.990 120 Calculator
New Motorcycle Loans as low as... 6.990 6.990 60 Calculator
ATV's, Dirtbikes, Watercraft as low as... 9.990 9.990 48 Calculator
Share Secured Loans (+3.0% above current Share Rate) 3.100 3.100 120 Calculator

 
*APR = Annual Percentage Rate
** Actual Rate may vary based on applicant's credit rating

Contact the credit union at (760) 446-3500 or (760) 372-4001 for more details on loan products.
Go To Loan Application | Go To Calculators | Back to Top
 

 

Savings Minimum Balance Dividend Rate APY* Term
Super Saver Money Market Account ($2500-$9999.99) $ 2,500.00 0.200 0.200 n/a
Super Saver Money Market Account ($10,000-$24,999.99) $ 10,000.00 0.250 0.250 n/a
Super Saver Money Market Account ($25,000-49,999.99) $ 25,000.00 0.300 0.300 n/a
Super Saver Money Market Account ($50,000-OVER) $ 50,000.00 0.350 0.350 n/a
Regular Shares** $ 5.00 0.100 0.100 n/a
Holiday Shares $ 5.00 0.100 0.100 n/a
I.R.A. $ 5.00 0.250 0.250 n/a

 

*APY = Annual Percentage Yield

Super Saver Accounts are variable rate accounts and the rate and APY are subject to change after account is opened. Must have and maintain the above minimum balance to obtain the disclosed annual percentage yields. Dividends paid and compounded monthly.
Effective August 1, 2010

$ 5.00 Minimum to open and maintain a Regular Share or Holiday Share. $100.00 minimum deposit to open an I.R.A. account. $25.00 minimum to open share draft account.

 Must have and maintain a balance of $1,000.00 or more to obtain the disclosed annual percentage yield.
Effective August 1, 2010

**As of last dividend declaration date 06/30/2010, for the quarter ending 06/30/2010 Dividends calculated daily, compounded and paid quarterly. These accounts are variable rate accounts and the rate and APY are subject to change after account is opened.
Back to Top
 

Annual Yields Reflect Monthly Compounded Interest

 
Certificates Minimum Deposit Dividend Rate APY* Term
Term Share/I.R.A. Certificate ($1,000 - $2499.99) $ 1000.00 0.350 0.350 6
Term Share/I.R.A. Certificate ($1,000 - $2499.99) $ 1000.00 0.600 0.600 12
Term Share/I.R.A. Certificate ($1,000 - $2499.99) $ 1000.00 0.950 0.950 24
Term Share/I.R.A. Certificate ($1,000 - $2499.99) $ 1000.00 1.200 1.210 36
Term Share/I.R.A. Certificate ($2500-$9999.99) $ 2,500.00 0.400 0.400 6
Term Share/I.R.A. Certificate ($2500-$9999.99) $ 2,500.00 0.650  0.650 12
Term Share/I.R.A. Certificate ($2500-$9999.99) $ 2,500.00 1.000 1.000 24
Term Share/I.R.A. Certificate ($2500-$9999.99) $ 2,500.00 1.300 1.310 36
Term Share/I.R.A. Certificate ($10,000-$49,999.99) $ 10,000.00 0.450 0.450 6
Term Share/I.R.A. Certificate ($10,000-$49,999.99) $ 10,000.00 0.700 0.700 12
Term Share/I.R.A. Certificate ($10,000-$49,999.99) $ 10,000.00 1.050 1.060 24
Term Share/I.R.A. Certificate ($10,000-$49,999.99) $ 10,000.00 1.400 1.410 36
Term Share/I.R.A. Certificate ($50,000-OVER) $ 50,000.00 0.500 0.500 6
Term Share/I.R.A. Certificate ($50,000-OVER) $ 50,000.00 0.750 0.750 12
Term Share/I.R.A. Certificate ($50,000-OVER) $ 50,000.00 1.100 1.110 24
Term Share/I.R.A. Certificate ($50,000-OVER) $ 50,000.00 1.500 1.510 36
Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) $ 100,000.00 0.500 0.500 6
Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) $ 100,000.00 0.750 0.750 12
Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) $ 100,000.00 1.100 1.110 24
Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) $ 100,000.00 1.500 1.510 36
Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) $ 100,000.00 1.600 1.610 48
Term Share/I.R.A. Certificate (JUMBO CD $100,000.00) $ 100,000.00 1.800 1.820 60

 
*APY = Annual Percentage Yield

MINIMUM BALANCE REQUIRED TO OBTAIN DISCLOASED ANNUAL PERCENTAGE YIELD
A penalty may be imposed for early withdrawal. The annual percentage yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.
Effective August 1, 2010
Back to Top
 

 

 

 

 

[ Home | Loans | Rates | Products & Services | On-Line Resources | About Us | Contact Us | United We Stand ]
Privacy Policy Notices, Terms, and Conditions | Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements | Copyright © Harland Financial Solutions, Inc. All Rights Reserved.
Contact Us On-Line Services Rates About Us What's New